PARTIAL SUMMARY OF THE FOCUS OF KEY USR PATENTS AND PUBLISHED PENDING PATENTS INCLUDING LINKS TO THE ACTUAL PUBLICATIONS
US Patent No. 9,928,495 – An authentication system and method of use are provided to enable a transaction involving a first party and a user , the system comprising an electronic device comprising a com munications interface and one or more processors . The one or more processors are configured to receive biometric information of the user and generate a one – time code in response to authenticating the user , wherein at least a portion of the one – time code is used to access account identifying information or user identifying information , wherein the communications interface is configured to communicate a signal comprising the one – time code to the first party in order to enable a transaction on behalf of the user , and wherein the received
US Patent No. 9.947.000 – An authentication system and method of use thereof are provided to authenticate a user involved in a transaction . The system comprises a communications interface configured to receive a one – time code generated by an electronic device , wherein the one – time code is generated by an electronic device responsive to successful verification of biometric information at the point of use of the electronic device , and one or more processors configured to retrieve account infor mation associated with a user of the electronic device , wherein the account information is retrieved in response to receiving the one – time code , and to use the retrieved account information to access account identifying information or identifying information associated with the user of the electronic device .
US Patent No. 8,613,052 – Issued Dec. 17, 2013, this patent represents the world’s first highly secure, portable, 3-factor, wireless identity technology, allowing a user to automatically authenticate his or her identity to a personal computer or networked enterprise computer with a wireless signal automatically sent via a mobile device. It is hundreds of millions of times more secure, convenient, and easier to use than competing tokens using Pseudo Random Numbers. When the user carrying the USR-enabled smartphone leaves the immediate proximity of a protected computer, the departure automatically causes the computer to either blank its display and lock up or to log out of a session on a remote computer. The locked computer will automatically unlock when the authorized user returns with the enabled mobile device. A local protected computer can also automatically pass on the three-factor one time random code to unlock a sensitive secure remote computer or be used for other applications such as physical access security, electronic wallets, and a personal electronic identification proxy.
U.S. Patent No. 7,237,117 – The core USR patent directed to systems and methods for user control of database access-entitlement, for example, secure, trusted universal electronic repository for personal, private, and sensitive information that is managed and controlled by the multi-factor securely identified individual information owner. The technology will act as an individual’s trusted agent in a variety of activities dependent on personal identification including: mobile phone payments, financial transactions, computer/network access, and physical access. The patent supports automatic redirecting of phone, mail, packages, and electronic form filing. The patented technology is broadly applicable to a wide variety of database structures.
U.S. Patent No. 7,809,651 – Directed to a method of multi-factor identity authentication where the authentication information includes first and second portions of a biometric that are combined, for example, at the authenticator’s device. The patented technology includes wireless approaches in which a mobile phone is used to communicate the authentication information, for example, via Bluetooth TM or Near Field Communication.
U.S. Patent No. 7,805,372 – Directed to systems and methods for controlling access to secure computers and computer networks. The patented technology is the first where a secure registry employs matching of non-predictable codes to identify a user, in distinction to verifying, without the transmission of any static identification information concerning the user. Without transmission of any static identifying data this USR approach is orders of magnitude more secure than existing technologies using non-predictable one-time codes.
U.S. Patent No. 8,001,055 – Directed to systems and methods for authentication using local devices and a secure registry. Authentication is performed in part at the secure registry by the matching of non-predictable codes to identify the entities. Authentication is completed, for example, using an image of a first entity displayed on the device of a second entity. The technology includes, for example, systems used to transfer funds between user accounts via a mobile handheld device.
U.S. Patent No. 8,234,220 – Directed to systems and methods that allow a user to select an account for use in a financial transaction where a POS device communicates with a secure registry and an electronic ID device communicates a non-predictable value to the POS device. The non-predictable value is generated from information including a discrete code associated with the electronic ID device. This approach is broadly directed to mobile phones that provide an electronic wallet emulating credit/debit cards that are used, for example, in combination with USR to securely complete financial transactions in a wide variety of circumstances. No sensitive or private exploitable information is required to complete a financial transaction.
U.S. Patent No. 8,271,397 – A continuation of U.S. Patent No. 8,001,055, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first hand-held device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is configured to receive the authentication information.
U.S. Patent No. 8,538,881 B2 – Issued Sept. 17, 2013, a continuation of U.S. Patent No. 8,001,055, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first hand-held device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is configured to receive the authentication information.
U.S. Patent No. 8,577,813 – This is a continuation in part of U.S. Patent Nos. 7,809,651, 7,805,372 and 8,001,055. A device is configured to allow a user to select any of a plurality of accounts to employ in a financial transaction. The user device includes a biometric sensor configured to receive a biometric input provided by the user, a user interface configured to receive a user input including secret information known to the user and identifying information concerning an account selected by the user from the plurality of accounts. The user device includes a communication link configured to communicate with a secure registry, and a processor coupled to the biometric sensor to receive information concerning the biometric input, the user interface, and the communication link. The processor is configured to generate a non-predictable value and to generate encrypted authentication information from the non-predictable value, the identifying information, and at least one of the information concerning the biometric input and the secret information, and communicate the authentication information via the communication link to the secure registry.
U.S. Patent No 8,856,539 – Directed to systems and methods using a secure registry where transactions and associated payments are authorized using a time varying multi-character code that allows for the authorization without providing account identifying information, for example, a credit card number. The technological approach is well suited to provide secure authorization for a broad range of transactions including those involving payment by, for example, any of credit, debit, or checks. No sensitive or private exploitable information is required to complete a financial transaction.
US Patent No. 9,100,826 – A system for authenticating identities of a plurality of users. In one embodiment, the system includes a first handheld device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is configured to receive the authentication information.
US Patent No. 9,530,137 – Issued Dec. 27, 2016, this patent is a continuation of the following US Patents: 8,001,055, 8,271,397, 8,538,881 and 9,100,826.
US Patent No. 9,531,696 – Issued Dec. 27, 2016, this patent is a continuation of US Patent 8,613,052.
US Patent No. 9,754,250 – Issued Sept. 5, 2017, this patent is a continuation of US Patent 8,856,539.